PERSONAL RISK MANAGEMENT FOR FAMILY BUSINESSES

LMB Insurance  Inc. supports wealthy families in the preservation and efficient transfer of their wealth by limiting the associated financial and tax risks.

Life insurance is an essential tool for ensuring the liquidity needed to settle tax obligations, preventing capital erosion, and facilitating the orderly transfer of assets to family or a charitable organization.

Tax Benefits and Estate Plan Structuring:

· Minimizing Income and Capital Gains Taxes: Preserves the integrity of transferred assets.

· Securing Family Wealth: Ensures that heirs benefit from the entire estate without excessive tax burden.

· Philanthropic Strategies: Integrating charitable donations to maximize social and tax impact.

Our Professional Approach:

Our experts work collaboratively with your tax and legal advisors to structure solutions tailored to your estate objectives.

Analysis and Implementation:

· Estate Goal Assessment: Detailed analysis of wealth transfer needs and aspirations.

· Tax Obligation Estimation: Accurate calculation of estate taxes and expenses.

· Tax Financing Strategies: Implementation of solutions to cover estate expenses without disrupting invested assets.

· Life Insurance Policy Optimization: Review of existing coverage to maximize estate benefits.

With our expertise and a tailored approach, LMB Insurance helps you structure a solid estate plan, ensuring the sustainability of your wealth for future generations.

Contact LMB Insurance Inc.  today for a specialized consultation.